Our Services

Leveraging complimentary skills and experiences, the professionals of Cedar Point Financial Services LLC focus their efforts on:

•Estate Planning

Building a lasting legacy takes more than simply accumulating a large portfolio.
We design and execute tax efficient estate transfer and business succession strategies to maximize multi-generational wealth.

•Retirement Strategies

Longer life expectancies and early retirements make tax efficiency and sound insurance  and investment choices essential. We develop and implement creative qualified and non-qualified retirement programs to help meet your and your company's goals.

•Executive Benefits

Your business may well depend on the critical contributions of a key group of executives. We have developed a high-limit disability insurance program with guaranteed issue limits upwards of $100,000/month---significantly moving the needle insuring their high incomes.  We also design tax efficient asset protection* programs utilizing multi-life Long Term Care Insurance contracts with attractive underwriting concessions and discounts.

*Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

•Group Benefits

Whether your company has 2 or 20,000 employees, medical insurance costs continually have been rising.  We and our strategic partners provide outside the box plan designs and strategies to help significantly reduce expenses while in many cases actually improving benefits.


Kestra Investment Services, LLC and Kestra Advisory Services, LLC do not provide tax or legal advice.  Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax, and legal counsel.